Personal finance with accounts, cards, budgets and goals in a single dashboard — with your month already read before you ask. No spreadsheet, no broken formula, no starting over every January.
No credit card. The free plan never expires.
Desktop · tablet · phone
Real app screens, with sample data.
How OAZE works
Every bank you use, in a single dashboard.
At eight in the morning, before coffee, you open OAZE and see your salary account, your savings and your cards side by side. Each with its own bank's brand, recognized by name. Today's balance sits on top. What has already gone out sits below. No opening four apps to add it up in your head.
Personal. Groceries, rent, Saturday market.
Business. The client invoice never mixes with the household.
Household. What belongs to everyone, in one place.
Week, month and year — and what is still only a forecast.
December's rent already exists in September: it is fixed, and fixed is predictable. The OAZE calendar has three views — the seven days of the week, the month grid with each day's balance, and the twelve months of the year side by side. In all of them, what has not been confirmed is added up separately, because deciding about what already happened and about what might happen are two different things.
The purchase lands on the statement it really falls into.
You buy headphones in three installments on the 28th. The card closes on the 25th. OAZE puts the first installment on the statement that closes next month, not the one that just closed, and the other two on the months they will fall in. When the statement arrives, the amount matches what the bank charges.
Today's balance and the last day's, on the same screen.
On the 12th, you open the dashboard and already know how the month ends. Income, spending and what is still to come are all counted. The goal shows how much is left and in which month you get there. If delivery spending grew, the category shows up on its own. With less than three months of history, OAZE warns that it cannot project yet.
Ask in plain words. The answer comes with the number.
Over lunch, you ask whether you can replace your phone in October. UGLEZ looks at the month totals, the goals and the recurring items, and answers with the figures. It receives only the summary, never the description of your transactions. When the history is too short to forecast, it says so instead of making something up.
Compare
Choose. The gain shows up as a number.
In a spreadsheet, you type every line and fix the formula.
In the bank app, you see one bank at a time.
The notebook keeps what happened. It doesn't tell you what is coming.
Start on the free plan. It doesn't expire, doesn't ask for a card, and you change when it makes sense.
Plant the habit of checking your month
US$ 0 forever
No credit card
Create a free accountSolid roots: accounts, cards and history
US$ 3.99 per month
US$ 34.99 per year · save US$ 12.89
Subscribe to CoqueiroEverything OAZE does, with no ceiling on your day-to-day
US$ 7.99 per month
US$ 69.99 per year · save US$ 25.89
Subscribe to OásisNo. It has no deadline and asks for no credit card. It has limits — 1 space, 2 accounts, 1 card, up to 100 transactions per month and 3 months of history — but it keeps working indefinitely.
To try it out, no: the dashboard runs in your browser and the data stays on the device itself. But then it exists only there — changing phones or clearing the browser takes it all with it.
With an account, the records live on the server and survive anything that happens to the browser.
No, and that is a design decision. We do not ask for your bank password and we do not use Open Finance: OAZE never has access to your account. The entries are yours, typed by you — and bills that repeat every month you add only once, as recurring items.
No. Nothing is deleted when you change plans. Anything over the new plan's limit becomes read-only: you keep seeing it and choosing what to keep active — you just cannot create more until you are within the limit.
No. UGLEZ queries go through OAZE's server and use the OpenAI API only to generate the answer. The screen shows which categories of data go along before sending, and no transaction description is included.
Your statement doesn't become a product. Each account sees only itself, by a rule in the database itself. OAZE never asks for your bank password. UGLEZ receives only totals, never the description of your transactions.
Readable for people with low vision. Text reaches up to 15.3:1 contrast, 2× the highest level in the standard. Anyone who asks their device for less motion gets a still page. Every control shows where the keyboard focus is.
Your month is calculated on your device. Balance, statement and projection do not wait for any server to appear. Fewer round trips to reach the same number.
OAZE
