OAZE
Month overview
Balance, income, spending and an end-of-month projection on the first screen. When there is no activity, it says so — instead of drawing empty charts that tell you nothing.
Features
Everything OAZE does
Personal finance features, all in one place with no duplication. At the end of the page we also show what the product deliberately does not do.
Transactions
Income, expenses and transfers between accounts. Installments that land in the right months, not all in the first one. Notes, category and payment method on each.
Accounts
Checking, savings, cash, investment. The balance of each one and the total, with internal transfers that don't count as spending — because they aren't.
Credit cards
Statements by closing cycle, not by calendar month. A purchase on the 28th may land on next month's statement, and here it lands where it really does. A paid statement comes out of the balance of the account you choose.
Categories
Yours, with the historical weight of each one. The category that grew shows up in the comparison on its own, without you having to look for it.
Budget
A limit per category, with how much has been used and how much is left. Overspending shows up before it happens, not at month end.
Goals
How much is left, how much per month, and the date you'll get there at your current pace. A calculated deadline, not a guess.
Recurring items
Rent, subscriptions, tuition. Add it once and it shows up every month on the right day, with an optional end date.
Calendar
Your money's schedule: what comes in and what goes out, day by day. Useful to see whether a bill arrives before or after payday.
Investments
Portfolio, contributions and growth. Projections based on what you have already invested — not promised returns.
Analytics
Year totals, month-to-month comparison and trends by category. Every chart comes with a text summary and a keyboard-navigable table.
Financial calendar
Week, month and year on the same page. Each view adds up what is still only forecast separately, and fixed bills show up in the months they will be due.
Financial spaces
Personal and work truly separate, each with its own accounts, categories and budget. 1 space on Semente and Coqueiro, up to 5 on Oásis.
UGLEZ
Your month explained in plain words (currently in Portuguese). Much of it is calculated in your own browser, with no data leaving it. How it works.
Export and portability
CSV and PDF of your entries on the Reports screen, from Coqueiro up, in an open format and right away. Between devices the data travels on its own through your account — there is no file to keep or restore by hand.
Works offline
Whatever you record offline goes into a queue and syncs when the connection comes back. The screen tells you which state you are in — offline, syncing, synced or error.
What OAZE doesn't do
On purpose. Each of these is a decision, not a to-do.
It doesn't connect to your bank
We never ask for your bank password and we do not use Open Finance: OAZE never has access to your account. The entries are yours — and anything that repeats every month you add only once, as a recurring item.
It doesn't recommend investments
OAZE shows what your numbers say. It doesn't tell you where to invest, and nothing in it is a recommendation — we are not an investment advisory.
It doesn't make up forecasts
Without enough activity, UGLEZ says there is no basis for a forecast. It doesn't fill the gap with "R$ 0.00 in a year".
Not available yet: custom reports, scheduled backup, collaborators in the same space and advanced UGLEZ simulations. They are on the product roadmap but do not work today — which is why they are not listed in any plan.
Try it with no commitment
The Semente plan is free and permanent, no credit card required.